Accounting software for a new business, compared on the facts.
Entry plans, standard prices, limits, GST and BAS, payroll and bank feeds, taken from each provider's own Australian pages on 30 October 2026. Listed alphabetically. There are no affiliate links on this page.
| Software | Entry plan | Standard price | Limits | Bank feeds | GST and BAS | Payroll (STP) | The catch |
|---|---|---|---|---|---|---|---|
| MYOB | Solo (mobile app) or Business Lite | Solo A$99 a year; Lite A$315 a year (monthly not shown) | Unlimited invoices; Solo 1 user, Lite unlimited users | Up to 2 | Solo tracks GST; Lite lodges BAS | Solo: none. Lite: A$3 per employee a month, max 2 | Solo is mobile only and its FAQ says you can't change plan later |
| QuickBooks Online | Simple Start | Standard price not shown in the page text we read | Unlimited invoices; 1 user plus your accountant | Yes | Track GST, e-lodge BAS | Add-on: A$6 per active employee a month, incl. GST | Simple Start doesn't handle supplier bills |
| Reckon One | Accounting Plus | A$24 a month | No invoice limit stated; unlimited users | Yes | GST reporting for BAS | Optional add-on; price not stated | After an offer ends, the price becomes "the RRP applying at that time" |
| Xero | Ignite | Ignite price not shown on the pages we read; the main table starts at Comprehensive, A$107 a month incl. GST | 20 invoices a month on Ignite | Yes (some direct feeds may cost extra) | Track GST, lodge BAS | "Ready for STP"; headcount and price not stated | Transactions synced from apps (like your shop) can count toward the 20-invoice cap |
| Zoho Books | Free; Standard is the first paid plan | Free A$0 (while revenue is under A$50,000); Standard A$19.80 a month incl. GST | Free: 1,000 invoices a year, 1 user plus accountant | Standard and above only | GST tracking and BAS generation | Not offered for Australia | The free plan has no live bank feeds |
Australian dollars. We list standard prices, not introductory offers, because offers change every few weeks; most providers run one. "Not stated" means the provider's page we checked didn't say. Check before you sign up. On a phone, scroll the table sideways.
Before you pay for software.
You may not need it yet
If you're testing an idea, a simple spreadsheet and a separate bank account cover most of what a new sole trader needs. Software earns its cost once invoices, bills or receipts start piling up.
BAS only matters once you're registered for GST
You must register for GST once your GST turnover reaches A$75,000 (ATO). Below that, BAS features may not matter to you yet.
Your accountant's software matters
If you use a bookkeeper or accountant, ask which software they work in. Sharing access is easier than converting files at tax time.
We read each provider's own Australian pricing and product pages on 30 October 2026 and copied the facts. Where a page didn't show a price or contradicted itself, we say so rather than guess. There are no affiliate links on this page today. If we ever add one, we'll say so at the top, and it won't change the order or the facts.
General information only, not tax or financial advice. Her Little Empire · ABN 38 813 430 864 · Australia